Disclaimer 2018-03-15T19:49:46+00:00

This website is owned and operated by Wayne Kosaka. By viewing this website or anything made available on or through this website, including but not limited to PROGRAMS, PRODUCTS, SERVICES, OPT-IN GIFTS, E-BOOKS, VIDEOS, WEBINARS, BLOG POSTS, E-NEWSLETTERS, CONSULTATIONS, E-MAILS, SOCIAL MEDIA AND/OR OTHER COMMUNICATION (collectively referred to as the “Website”), you are agreeing to accept all parts of this Disclaimer. Thus, if you do not agree to the Disclaimer below, STOP now, and do not access or use the Website.

1. FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY.

The information provided in or through this Website is for educational and informational purposes only and solely as a self-help tool for your own use.

2. NOT MEDICAL, MENTAL HEALTH, OR RELIGIOUS ADVICE.
I am not, nor am I holding myself out to be a doctor/physician, or any other medical professional (a “Medical Provider”), psychiatrist, psychologist, therapist, counselor, or social worker (a “Mental Health Provider). As a Personal Coach, I am not providing health care or attempting to diagnose, treat, prevent or cure any physical, mental or emotional issue or condition. The information provided in or through the Website pertaining to your wellness or any other aspect of your life is not intended to be a substitute for the professional medical advice, diagnosis or treatment provided by your own Medical Provider or Mental Health Provider. You agree and acknowledge that I am not providing medical advice or mental health advice in any way. The information contained on this Website has not been evaluated by any regulatory body.

3. NOT LEGAL OR FINANCIAL ADVICE.
I am not an attorney nor am I holding myself out to be. The information contained in the Website is not intended to be a substitute for legal advice that can be provided by your own attorney and/or advisor. Although care has been taken in preparing the information provided to you, I cannot be held responsible for any errors or omissions, and I accept no liability whatsoever for any loss or damage you may incur. Always seek legal counsel relating to your specific circumstances as needed for any and all questions and concerns you now have, or may have in the future. You agree that the information on the Website is not legal advice.

4. PERSONAL RESPONSIBILITY.
You must accurately represent the information provided to me on or through the Website. You acknowledge that you are participating voluntarily in using the Website and that you are solely and personally responsible for your choices, actions and results, now and in the future. You accept full responsibility for the consequences of your use, or non-use, of any information provided on or through the Website, and you agree to use your own judgment and due diligence before implementing any idea, suggestion or recommendation from the Website to your life, family or business.

5. NO GUARANTEES.
My role is to support and assist you in reaching your own goals, but your success depends primarily on your own effort, motivation, commitment and follow-through. I cannot predict and I do not guarantee that you will attain a particular result, and you accept and understand that results differ for each individual. Each individual’s results depend on his or her unique background, dedication, desire, motivation, actions, and numerous other factors. You fully agree that there are no guarantees as to the specific outcome or results you can expect from using the information you receive on or through this Website.

6. EARNINGS DISCLAIMER.
There can be no assurance as to any particular financial outcome based on the use of the Website. You agree that I am not responsible for your earnings, the success or failure of your personal or business decisions, the increase or decrease of your finances or income level, or any other result of any kind that you may have as a result of information presented to you through the Website. You are solely responsible for your results.

7. TESTIMONIALS.
In accordance with the FTC guidelines concerning use of endorsements and testimonials in advertising, please be aware of the following: Testimonials appearing on this site are from real people, but the photos used are non-representative of actual clients and are intended to show diversity and age range for illustrative purposes only. Measurement of success is completely dependent on each individual that partakes in these coaching sessions and there is always the potential for incomplete success. Your results may vary.
The testimonials presented on waynekosaka.com are applicable to the individuals writing them, and may not be indicative of future performance or success of any other individuals. waynekosaka.com cannot and does not guarantee results. The testimonials displayed are given verbatim except for correction of grammatical or typing errors. Some have been shortened, so that the whole message received by the testimonial writer is not displayed. This is done only when a testimonial is lengthy, or if the entire testimonial did not seem relevant for the general public. waynekosaka.com is not a forum for testimonials, however provides testimonials as a means for clients to share their experiences. To prevent against abuse, all testimonials appear after they have been reviewed by waynekosaka.com.

8. ASSUMPTION OF RISK.
As with all situations, there are sometimes unknown individual risks and circumstances that can arise during use of the Website that cannot be foreseen that can influence or reduce results. You understand that use of the website or any mention of any suggestion or recommendation on or through the Website is to be taken at your own risk, with no liability on my part and you agree to assume all risks.

9. LIMITATION OF LIABILITY.
By using the Website, you agree to absolve me of any liability or loss that you or any other person may incur from use of the information, products or materials that you request or receive through or on the Website. You agree that I will not be liable to you, or to any other individual, company or entity, for any type of damages, including direct, indirect, special, incidental, equitable or consequential loss or damages, for use of or reliance on my Website. You agree that I do not assume liability for accidents, delays, harm, loss, damage, lost profits, personal or business interruptions, misapplication of information, or any other type of loss or damage due to any act or default by me or anyone acting as my agent, consultant, affiliate, joint venture partner, employee, staff, team member, or anyone otherwise affiliated with my business or me, who is engaged in delivering content on or through the Website.

10. INDEMNIFICATION AND RELEASE OF CLAIMS.
You agree to fully and completely hold harmless, indemnify and defend me or anyone otherwise affiliated with my business or me from any and all causes of action, allegations, suits, claims, damages, demands, or proceedings of any kind in law or equity, brought against me arising out of your use of the website.
I MAKE NO WARRANTIES RELATED TO THE PERFORMANCE OR OPERATION OF THE WEBSITE. I MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE INFORMATION, CONTENT, MATERIALS, PROGRAMS, PRODUCTS OR SERVICES INCLUDED ON OR THROUGH THE WEBSITE. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, I DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, EFFECTIVENESS AND FITNESS FOR A PARTICULAR PURPOSE.

11. ERRORS AND OMISSIONS.
Although every effort is made to ensure the accuracy of information shared on or through this Website, the information may inadvertently contain inaccuracies or typographical errors. You agree that I am not responsible for the views, opinions, or accuracy of facts referenced on or through my Website, or of those of any other individual or company affiliated with my business or me in any way. Because scientific, technology and business practices are constantly evolving, you agree that I am not responsible for the accuracy of my Website, or for any errors or omissions that may occur.

12. NO ENDORSEMENT.
References or links in this Website to the information, opinions, advice, programs, products or services of any individual, business or entity (a “Third Party) does not constitute my endorsement. I am merely sharing information for your own self-help only. I am not responsible for the website content, blogs, e-mails, videos, social media, programs, products and/or services of any Third Party that may be linked or referenced in the Website. Should a link to the Website appear in any Third Party’s website, program, product or services, that link does not constitute my endorsement of them, their business or their website.

13. AFFILIATES.
From time to time, I may promote, affiliate with, or partner with other individuals or businesses whose programs, products and services align with mine. In the spirit of transparency, I want you to be aware that there may be instances when I promote, market, share or sell programs, products or services for other partners and in exchange I may receive financial compensation or other rewards. Please note that I am highly selective and I only promote the partners whose programs, products and/or services I respect. At the same time, you agree that any such promotion or marketing does not serve as any form of endorsement whatsoever. You are still required to use your own judgment to determine that any such program, product or service is appropriate for you. You are assuming all risks, and you agree that I am not liable in any way for any Third Party program, product or service that I may promote, market, share or sell on or through the Website. By using the Website you are agreeing to all parts of the above Disclaimer. If you have any questions about this Disclaimer, please contact me at wayne@waynekosaka.com