Privacy Policy 2019-06-12T11:22:59-07:00

Wayne Kosaka (“I”) operate the website (the “Website”). This Privacy Policy applies to all users of this Website.

1.1 I (Wayne Kosaka) collect your Personal Information to provide you with the best service possible. “Personal Information” may include your name, age, home address, phone number, email address. I may collect your Personal Information from any data you input into my Website, or any information you send me via correspondence such as telephone, email, mail, fax or directly through our Website.

1.2 I (Wayne Kosaka) will only collect Personal Information in order to:
(a) verify identity;
(b) identify your preferences;
(c) open and manage an account you have authorized;
(d) ensure you receive a high standard of service;
(e) meet regulatory requirements; or
(f) any other legal reasons as applied to your use of the Website.

2.1 I (Wayne Kosaka) will not use or disclose your Personal Information to anyone except as described in this Privacy Policy.

2.2 Except as specified below, I (Wayne Kosaka) will obtain your express or implied consent to collect, use or disclose your Personal Information. You can provide consent orally, in writing, electronically or through an authorized representative.

2.3 You provide me with implied consent where my purpose for collecting, using or disclosing your Personal Information would be considered obvious or reasonable in the circumstances. Your consent may also be implied where you have received notice and a reasonable opportunity to opt-out of having your Personal Information used, and you have not provided me with notice of your opting-out, including but not limited to use for marketing.

2.4 I (Wayne Kosaka) may collect, use or disclose your Personal Information without your consent in the following circumstances:
(a) when permitted or required by law;
(b) in an emergency that threatens an individual’s life, health, or personal security;
(c) when the Personal Information is available from a public source;
(d) when we require legal advice from a lawyer;
(e) for the purposes of collecting a debt or protection from fraud; or
(f) other legally established reasons.

2.5 I (Wayne Kosaka) will not sell your Personal Information to other parties without your explicit or implied consent. We retain your Personal Information for the time necessary to fulfill the identified purposes or a legal or business purpose.

3.1 I (Wayne Kosaka) am committed to ensuring the security of your Personal Information and may use passwords, encryption, firewalls, restricted employee access or other methods, in my discretion. I (Wayne Kosaka) will use appropriate security measures when destroying your Personal Information such as shredding documents or deleting electronically stored information, in my discretion.

3.2 While I (Wayne Kosaka) strive to use commercially acceptable means to protect your personal information, you acknowledge and agree that no method of transmission over the Internet, or method of electronic storage is 100% secure. I (Wayne Kosaka) make no guarantee as to the absolute security of your Personal Information.

4.1 I (Wayne Kosaka) may employ third party companies or individuals to perform Website-related services on my behalf, or to assist me in analyzing my Website’s use. Such third party companies may have access to your Personal Information only to perform these tasks on my behalf and are obligated not to disclose or use it for any other purpose.

5.1 My Website may contain links to other sites that are not operated by Wayne Kosaka. I advise you to review the privacy policy of every site you visit. I have no control over, and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

6.1 I (Wayne Kosaka) may update my Privacy Policy from time to time. I will notify you of any changes by posting the new Privacy Policy on this page. You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

7. If I (Wayne Kosaka) make any material changes to this Privacy Policy, I will notify you either through the email address you have provided us, or by placing a prominent notice on my Website.

8.1 If you have any questions about this Privacy Policy, please contact me at